Proposed v0.1 retake policy
Competence is not discounted.
Formal assessment retakes are proposed at 90% of the prevailing course or assessment fee. This is a fee ratio only — not a pass mark, live price or unlimited attempt entitlement.
CAPABILITY GATES
Assessment tests judgement, not course purchasing.
Each major stage contains a Capability Gate. Progression depends on demonstrated professional capability, not merely acquiring learning components.
Stage 3 example
Professional Judgement Gate
An unseen case combines competing evidence, permissions ambiguity, commercial pressure and a conduct indicator.
Unseen case elements
- offshore broker
- UK/EU entity
- payment structure
- UBO complexity
- World-Check alert
- commercial pressure
- permissions ambiguity
- complaint or conduct indicator.
Required outputs
- issue analysis
- evidence map
- regulatory-perimeter analysis
- professional decision
- remediation plan
- defence of decision
Progression decision: Passing this Gate unlocks Stage 4.
AI by stage
Use expands; accountability never transfers.
AI is introduced deliberately while verification and human-owned professional judgement become more demanding.
- Stage 1 · Foundations
- Mainly unaided baseline
- Stage 2 · Applied Practice
- Limited / declared AI
- Stage 3 · Professional Judgement
- Unaided Gate + declared AI exercises
- Stage 4 · Specialist Professional Practice
- AI challenge and verification
- Stage 5 · Strategic Practice
- AI permitted or deliberately required
- Stage 6 · Expert Review
- AI-augmented work expected; professional remains fully accountable
Advanced challenge inserts
Learners must identify defects rather than trust presented material.
- outdated guidance
- wrong legal entity
- incomplete information
- misleading AI analysis
- incorrect permissions
- fabricated citations
- jurisdiction mismatch.
Reasoning discipline
A conclusion must preserve its evidential chain.
AI can accelerate professional work without surrendering professional judgement.
- Information
- Evidence
- Risk
- Professional conclusion
Diploma design standard
A Diploma is more than a collection of videos.
Professional Diplomas and Advanced Professional Diplomas carry explicit integrated design expectations.
- substantial structured learning
- multiple interconnected units
- primary and authoritative sources
- real regulatory cases
- practical professional outputs
- assessed written work
- unseen application
- professional judgement
- mandatory capstone assessment
- quality assurance
- formal award record.
- strategic and systemic analysis
- senior-management implications
- regulatory engagement
- multi-jurisdiction complexity
- oral professional defence
- human-owned final assessment.
Formative work
Practice may be repeated freely.
Formative exercises may be repeated freely. Failure is not punished, but competence is not discounted.
Curriculum in development. Enrolment is not yet open.